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Small and medium enterprises (SMEs) form the backbone of the Australian economy, yet many businesses remain underinsured or incorrectly covered due to generic insurance policies that fail to reflect real operational risk. SME business insurance is designed to protect Australian businesses against financial loss, legal liability and operational disruption arising from everyday business activities. Business insurance for SMEs must be tailored to the industry, scale, assets and

Strata insurance on the Gold Coast is a legal requirement and a critical risk management tool for apartment towers, beachfront complexes and mixed-use strata developments. With some of the highest-density residential buildings in Queensland — many located directly on the coast — Gold Coast strata schemes face unique exposure to weather events, salt corrosion, high public liability risk and escalating rebuild costs. Understanding how strata insurance works on the Gold Coast ,

Strata insurance in Adelaide is a legal requirement and a critical financial safeguard for apartment buildings, unit complexes and mixed-use strata schemes across South Australia. Strata corporations are responsible for insuring common property and managing shared liability exposure, yet many Adelaide strata schemes remain underinsured due to outdated valuations, rising rebuild costs and policies that fail to reflect South Australia–specific risks. Understanding how strata in

Strata insurance in Perth is a legal requirement and a critical financial safeguard for apartment buildings, townhouse complexes and mixed-use strata schemes across Western Australia. Strata companies are responsible for insuring common property and managing shared liability exposure, yet many Perth strata schemes remain underinsured due to outdated valuations, construction cost volatility and policies that fail to reflect Western Australia–specific risks. Understanding how s

Strata insurance in Brisbane is a legal requirement and a critical financial safeguard for apartment buildings, townhouse complexes and mixed-use developments across South East Queensland. In Queensland, strata schemes operate under a body corporate structure, and the responsibility to arrange adequate strata insurance rests with the body corporate on behalf of all lot owners. Despite this obligation, many Brisbane strata schemes remain underinsured or exposed to significant

Strata insurance in Melbourne is a legal necessity and a critical financial safeguard for apartment buildings, townhouse developments and mixed-use strata schemes across Victoria. Owners corporations are legally responsible for insuring shared property and managing liability exposure, yet many Melbourne strata schemes remain underinsured or incorrectly structured due to outdated valuations, rising construction costs and poor policy selection. Understanding how strata insuranc

Strata insurance in Sydney is a legal and financial cornerstone for apartment buildings, townhouse complexes and mixed-use strata schemes. Owners corporations across Sydney are responsible for insuring shared property, managing liability exposure and ensuring compliance with New South Wales strata legislation — yet many strata schemes remain underinsured or incorrectly covered. Understanding how strata insurance works in Sydney , what it must cover and the risks unique to NSW

Strata insurance is one of the most misunderstood — and most critical — forms of property insurance in Australia. Owners corporations, strata committees and body corporates are legally responsible for insuring shared property, yet many strata schemes remain underinsured, incorrectly covered or exposed to significant financial risk due to poorly structured strata insurance policies. Understanding how strata insurance works , what it should cover and where standard policies fal

Professional indemnity insurance in Melbourne is essential for professionals, consultants and service-based businesses operating in one of Australia’s most legally active and commercially sophisticated markets. From advisory services and professional consulting to design, engineering and technology, Melbourne professionals face constant exposure to claims alleging errors, omissions or professional negligence. With higher regulatory scrutiny, complex client contracts and incre

Commercial leases are complex documents filled with detailed clauses outlining the responsibilities of both landlords and tenants. Yet one area often misunderstood — and frequently disputed — is commercial property insurance . Whether you’re a landlord protecting an investment or a tenant running a business, understanding who must insure what is essential to avoiding financial loss, legal disputes, and rejected claims. This guide breaks down the key insurance obligations in m

We are a client focused, high-performing brokerage looking for someone who’s hungry to grow, learn, advise, and become a future leader in insurance. What You’ll Do Work directly with our principal Support clients with risk info, quotes, renewals & schedules Liaise with insurers and underwriters Assist with claims and general admin Keep records and CRM up to date What We’re Looking For Ideally 1–2 years’ experience in general insurance or broking , but we are open to appli

Running a business in Australia today means navigating an increasingly complex landscape of legal, financial and regulatory risk. Even the most well-run companies are exposed to claims that can arise from simple oversights, employee issues, regulatory investigations or decisions made in good faith. That’s why Management Liability Insurance has become one of the most important — and often misunderstood — forms of protection for business owners, directors and officers. This gu

Why Professional Indemnity Insurance Matters for Financial Planners As a financial planner, you’re entrusted with guiding clients through some of the biggest financial decisions of their lives — investments, wealth creation, retirement planning, insurance, and asset protection. With that responsibility comes significant professional risk. A single error, oversight, or allegation of negligence can result in: Expensive legal action Damages claims Reputational harm Loss of incom

Why now is a critical time for strata cover For many apartment blocks, mixed-use strata schemes, and large residential or commercial properties, the insurance landscape is changing. Here’s what your committee and lot owners should know when arranging or renewing strata insurance this year. Market Trends - Strata Insurance 1. Premiums beginning to stabilise After several years of steep increases, strata insurance premiums are starting to level out. For well-maintained building

Businesses evolve — and so do their risks. What once started as a small operation can quickly grow into a multi-site enterprise with new staff, equipment, and clients. Yet many business owners forget to update their insurance along the way. The result? A policy that no longer fits. At Clarke Lyons , we often meet successful businesses whose insurance coverage hasn’t kept pace with their growth. Here’s how to tell if yours has outgrown its policy — and what to do about it. 1.

For luxury homeowners and apartment owners, protecting jewellery, art, and other high-value possessions is essential. One of the most...

Strata insurance is a critical component of property ownership in NSW, especially for apartment buildings and multi-unit complexes....

Commercial property is one of the most significant investments for any business. Whether you own an office, retail space, warehouse, or...

Sydney’s skyline is dotted with world-class luxury apartments and penthouses, offering residents the very best in design, lifestyle, and...

Running a business has never been more complex. Directors, officers, and senior managers are expected to make decisions that balance...