Marine and Cargo Insurance

Protect your goods in transit—on land, air, or sea—with tailored Marine and Cargo Insurance from Clarke Lyons Insurance.

Whether you’re importing, exporting, or transporting goods domestically, cargo in transit is always at risk. From rough seas and customs delays to theft, accidents, or weather damage—one mishap can lead to significant financial loss.

At Clarke Lyons Insurance, we help Australian businesses manage these risks with comprehensive Marine and Cargo Insurance solutions. Our policies cover your cargo wherever it travels, ensuring your supply chain and bottom line are protected.

What is Marine and Cargo Insurance?

Marine and Cargo Insurance protects goods against physical loss or damage while being transported—by sea, air, rail, or road—both internationally and domestically. It covers a wide range of cargo types and logistics scenarios, whether you’re the buyer, seller, manufacturer, or freight forwarder.

Cover typically includes:

Transit Insurance – For goods moving within Australia by road, rail, or air.
Import/Export Cover – Protection for international shipments via ocean or air freight.
Marine Cargo Insurance – Covers loss or damage during overseas transportation, including loading/unloading and storage in transit.
Single Transit or Annual Cover – Flexible options for one-off shipments or ongoing freight activity.
Stock Throughput Policies – End-to-end coverage from warehouse to customer delivery.
Container and Vessel Damage – Protection for shipping equipment owned or leased.
War, Piracy & Strikes Cover (optional) – Available for high-risk trade routes or conflict zones.

Who Needs Marine & Cargo Insurance?

This insurance is essential for businesses involved in:

Importing or exporting goods internationally
Manufacturing and wholesaling
E-commerce or online retail with international fulfilment
Freight forwarding or logistics services
Agriculture, mining, or raw materials trade
Pharmaceutical, technology, or high-value goods distribution

If you rely on cargo moving through supply chains, you need marine and cargo insurance to mitigate the risk of delay, loss, or damage.

Common Risks Covered

Water damage from rough seas or flooding
Fire, explosion, or collision during transit
Theft, pilferage, or container tampering
Loss from vessel sinking or air freight accidents
Mishandling during loading or unloading
Damage due to poor weather, storm, or natural disaster
Delays due to customs seizure (with optional cover)

Why Choose Clarke Lyons for Marine and Cargo Insurance?

Tailored Cover – We assess your cargo type, routes, frequency, and exposure to build the right policy.
Flexible Options – Choose single-shipment or annual multi-transit policies for regular trade.
Global Coverage – Protect goods transported worldwide, including via third-party carriers.
Expert Advice – We help you navigate Incoterms, transit clauses, and compliance with international trade standards.
Claims Support – If something goes wrong, we work quickly to help you recover your losses with minimal disruption.

Bundle With Other Key Covers

Need full supply chain protection? Clarke Lyons can bundle marine and cargo cover with:

Business Interruption Insurance
Property or Warehouse Insurance
Product Liability Insurance
Cyber Insurance for E-commerce Logistics

Request a Quote Today

Whether you’re shipping across the country or across the globe, Clarke Lyons Insurance can help protect your cargo and your peace of mind. Call, email or fill out our online form to request a Marine and Cargo Insurance quote.

Clarke Lyons Insurance – Trusted protection for your goods in motion.

Let’s Work Together

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