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The Hidden Risks in Commercial Leases: What Landlords Must Insure vs. What Tenants Must Insure
Commercial leases are complex documents filled with detailed clauses outlining the responsibilities of both landlords and tenants. Yet one area often misunderstood — and frequently disputed — is commercial property insurance . Whether you’re a landlord protecting an investment or a tenant running a business, understanding who must insure what is essential to avoiding financial loss, legal disputes, and rejected claims. This guide breaks down the key insurance obligations in m
Clarke Lyons Insurance
5 days ago3 min read


We’re Growing — Join Clarke Lyons as our next Junior Insurance Broker
We are a client focused, high-performing brokerage looking for someone who’s hungry to grow, learn, advise, and become a future leader in insurance. What You’ll Do Work directly with our principal Support clients with risk info, quotes, renewals & schedules Liaise with insurers and underwriters Assist with claims and general admin Keep records and CRM up to date What We’re Looking For 2+ years in general insurance or broking (ideal) Tier 1 (preferred) Strong communicator
gareth150
Nov 271 min read


Do You Need Management Liability Insurance? A Complete Guide for Directors & Business Owners
Running a business in Australia today means navigating an increasingly complex landscape of legal, financial and regulatory risk. Even the most well-run companies are exposed to claims that can arise from simple oversights, employee issues, regulatory investigations or decisions made in good faith. That’s why Management Liability Insurance has become one of the most important — and often misunderstood — forms of protection for business owners, directors and officers. This gu
gareth150
Nov 244 min read


Professional Indemnity Insurance for Financial Planners: What You Need to Know
Why Professional Indemnity Insurance Matters for Financial Planners As a financial planner, you’re entrusted with guiding clients through some of the biggest financial decisions of their lives — investments, wealth creation, retirement planning, insurance, and asset protection. With that responsibility comes significant professional risk. A single error, oversight, or allegation of negligence can result in: Expensive legal action Damages claims Reputational harm Loss of incom
gareth150
Nov 193 min read


Strata Insurance in 2025: What Every Owners Corporation Needs to Know
Why now is a critical time for strata cover For many apartment blocks, mixed-use strata schemes, and large residential or commercial properties, the insurance landscape is changing. Here’s what your committee and lot owners should know when arranging or renewing strata insurance this year. Market Trends - Strata Insurance 1. Premiums beginning to stabilise After several years of steep increases, strata insurance premiums are starting to level out. For well-maintained building
gareth150
Nov 42 min read


When Your Business Outgrows Its Insurance Policy
Businesses evolve — and so do their risks. What once started as a small operation can quickly grow into a multi-site enterprise with new staff, equipment, and clients. Yet many business owners forget to update their insurance along the way. The result? A policy that no longer fits. At Clarke Lyons , we often meet successful businesses whose insurance coverage hasn’t kept pace with their growth. Here’s how to tell if yours has outgrown its policy — and what to do about it. 1.
gareth150
Oct 163 min read


Does Home and Contents Insurance Cover Jewellery and Valuables? | Luxsure by Clarke Lyons Insurance
For luxury homeowners and apartment owners, protecting jewellery, art, and other high-value possessions is essential. One of the most...
gareth150
Sep 292 min read


The Complete Guide to Strata Insurance: What Owners and Residents Need to Know
Strata insurance is a critical component of property ownership in NSW, especially for apartment buildings and multi-unit complexes....
gareth150
Sep 253 min read


Commercial Property Insurance Australia: A Complete Guide
Commercial property is one of the most significant investments for any business. Whether you own an office, retail space, warehouse, or...
gareth150
Sep 213 min read


High-End Apartment Living: Why Luxury Strata and Building Insurance Matters
Sydney’s skyline is dotted with world-class luxury apartments and penthouses, offering residents the very best in design, lifestyle, and...
gareth150
Sep 192 min read


Why Management Liability Insurance Matters More Than Ever in 2025
Running a business has never been more complex. Directors, officers, and senior managers are expected to make decisions that balance...
gareth150
Sep 72 min read


Professional Indemnity Insurance for Financial Advisors: Why It’s Essential in 2025
Financial advisors operate in one of the most heavily regulated industries in Australia. With clients relying on advice that directly...
gareth150
Sep 22 min read


Strata Insurance in 2025: The Ongoing Impact of Building Defects and Cladding
Australia’s apartment boom has delivered thousands of new homes across Sydney, Melbourne, and Brisbane. But it’s also left a legacy of...
gareth150
Sep 12 min read


Luxury Car Insurance: Protecting Your Prestige in an Era of Rising Risks
Australia’s roads are seeing more high-performance vehicles than ever before. From Ferraris cruising Sydney’s Eastern Suburbs to...
gareth150
Sep 13 min read


Why Commercial Property Insurance is Essential in Today’s Market
In 2025, Australia’s commercial property market is facing new challenges—rising construction costs, shifting tenant demands, and...
gareth150
Aug 302 min read


Understanding Management Liability Insurance: Protecting Your Business Leaders
In today’s fast-moving business environment, directors and executives face increasing scrutiny — from regulatory compliance to...
gareth150
Aug 282 min read


Why an Independent Review of Your Strata Insurance Matters
Strata insurance is essential for protecting buildings, common areas, and shared facilities. Yet many strata committees simply renew...
gareth150
Aug 281 min read


Why Cyber Insurance is Critical for Today’s Businesses
In today’s digital economy, almost every business relies on technology – from customer databases and online payments to email...
gareth150
Aug 262 min read


Why Business Interruption Insurance is Essential for Protecting Your Business
Running a business comes with many challenges – from managing staff and suppliers to maintaining cash flow and meeting customer demand....
gareth150
Aug 262 min read


Do I Need Separate Insurance for Art, Jewellery, and Collectables?
For many Australians, their most valuable possessions extend beyond the home itself. Art collections, fine jewellery, antiques, and rare...
gareth150
Aug 222 min read
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