Insurance Broker Australia

Business, professional and property insurance with Clarke Lyons Insurance

Looking for an insurance broker in Australia? Clarke Lyons Insurance helps businesses, professionals and property owners understand their insurance requirements, explore available cover and review existing policies.

Based in Bondi Junction, Sydney, we assist clients across Australia. Whether you operate a consultancy, manage a growing company, own commercial premises or want to insure valuable personal assets, start here to find the relevant insurance service, industry guide or location page.

Request an insurance quote or call 1300 18 13 12.

Find an insurance broker serving your city

Explore our location pages for information about business insurance, professional risks and arranging cover through Clarke Lyons.

Insurance Broker Sydney — insurance broking for Sydney businesses, professionals and property owners.
Insurance Broker Melbourne — business and commercial insurance enquiries for Melbourne and Victoria.
Insurance Broker Brisbane — insurance reviews and cover enquiries for Brisbane and Queensland.

Our Melbourne and Brisbane services are supported by our Sydney-based team through phone and email consultations. Clarke Lyons

If you operate elsewhere in Australia, contact us with your location, activities and insurance requirements. Available cover depends on your circumstances and insurer acceptance.

Explore business and commercial insurance

Business insurance should reflect what your business does, the assets it relies on and the responsibilities it accepts. Use the following pages to explore individual covers or discuss several policies together.

Small business and SME insurance

A business insurance package can bring together selected covers for a small or medium-sized business. The appropriate sections depend on your premises, activities, equipment, stock and liability exposures.

Explore Small Business and SME Insurance. Clarke Lyons Insurance

Professional indemnity insurance

Professional indemnity insurance addresses specified claims arising from professional advice or services. It may be relevant when clients rely on your recommendations, designs, calculations, reports or specialist expertise.

Explore Professional Indemnity Insurance. Clarke Lyons

Public and product liability insurance

Consider public liability where your activities could cause injury to another person or damage to their property. Businesses manufacturing, importing, distributing or selling goods should also discuss product liability exposures.

Explore Public and Product Liability Insurance. www.clarkelyons.com.au

Cyber insurance

Cyber insurance can address specified losses and liabilities associated with cyber incidents. Discuss your reliance on client data, email, online payments, cloud systems and digital operations.

Explore Cyber Insurance. www.clarkelyons.com.au

IT liability insurance

Technology businesses can face claims concerning software, systems, implementation and other professional services. Assess technology liability alongside cyber cover to understand how the policies interact.

Explore IT Liability Insurance. Clarke Lyons Insurance

Management liability insurance

Management liability insurance may address specified exposures associated with running a business, including selected employment, management and statutory liability risks. The insured entities, people and sections vary between policies.

Explore Management Liability Insurance. Clarke Lyons

Directors and officers insurance

Directors and officers insurance addresses specified claims concerning decisions made by company leaders in their insured roles. Discuss the organisation’s structure, responsibilities and existing arrangements.

Explore Directors and Officers Insurance. Clarke Lyons

Investment management insurance

Investment management businesses should assess cover against their actual financial services, client relationships and organisational responsibilities.

Explore Investment Management Insurance. Clarke Lyons Ins

Business interruption insurance

Business interruption insurance can help address eligible financial losses following a qualifying insured interruption. Review the policy trigger, financial values and time needed to restore operations.

Explore Business Interruption Insurance. Protect Your Business Income

Marine and cargo insurance

Explore insurance for goods being transported, including relevant domestic and international transit exposures. Explain what is shipped, its value, transport methods and your responsibility for the goods.

Explore Marine and Cargo Insurance.

Contract works insurance

Building and renovation projects create insurance questions during construction. Discuss the works, materials, project value, existing structures and responsibilities allocated by the contract.

Explore Contract Works Insurance. Clarke Lyons Ins

Asbestos insurance

Asbestos-related exposures require specific assessment. Explain the property, materials, activities and potential liabilities involved when enquiring about available insurance.

Explore Asbestos Insurance. Clarke Lyons

Professional indemnity insurance by profession

Your profession provides a starting point for an insurance discussion. The services you actually perform, contracts you accept and projects you undertake determine the assessment.

Explore the page relevant to your work.

Accounting, finance and advisory professionals

Engineers, architects and designers

Consultants and technology professionals

Property, construction and planning professionals

Migration and conveyancing professionals

If your profession is not listed, request an insurance review and describe your services.

Commercial property and building insurance

Property owners, landlords and business occupiers have different insurance interests. Start with the type of property you own or operate, then discuss building ownership, tenant activities, insured assets and income exposures.

Office, retail and healthcare properties

Office Building Insurance — explore insurance considerations for office premises, landlords and building owners.
Retail Property Insurance — information for owners of shops and retail premises.
Shopping Centre Insurance — explore property, common-area and tenancy considerations for shopping centres.
Medical Centre Insurance — information about medical centre property and business exposures, with clinical liabilities requiring separate assessment.

Industrial, manufacturing and storage properties

Warehouse Insurance — explore warehouse building and operational insurance considerations.
Industrial Property Insurance — information for industrial building owners and occupiers.
Factory Insurance — explore factory building, manufacturing and equipment exposures.
Self-Storage Facility Insurance — information for facility owners and operators, including the distinction between business insurance and customers’ stored goods.

Landlords, strata and mixed-use buildings

Commercial Landlord and Property Owners Insurance — explore building ownership, property liability and insured rental-income exposures.
Commercial Strata Insurance — information for commercial strata buildings and common property.
Mixed-Use Property Insurance — explore insurance considerations for buildings combining different uses.
Strata Insurance — learn about insurance for strata buildings and owners corporations.

Luxury home and prestige vehicle insurance

High-value properties, valuable contents and prestige vehicles can require a detailed assessment of values, features and available policy terms.

Explore:

Clarke Lyons assists with enquiries concerning eligible luxury homes and prestige vehicles, subject to the individual risk and insurer acceptance. Clarke Lyons

How an insurance broker can help

An insurance broker helps you navigate policy options, understand important conditions and manage insurance arrangements over time. This can include explaining exclusions, reviewing cover when circumstances change and assisting during the claims process.

When discussing your insurance with Clarke Lyons, start with practical questions:

What activities and professional services does your business perform?
Which assets, premises and revenue streams need assessment?
What insurance requirements appear in your contracts or lease?
Have your services, workforce or locations changed?
Which exclusions, excesses and sublimits could affect your decision?
How would your business recover after an insured loss?

A useful insurance review connects the policies to your actual circumstances. Premium is one part of that assessment; the scope of cover also matters.

Request an insurance quote or policy review

You can enquire about new cover, an upcoming renewal or changes to your existing arrangements.

To help us assess your requirements, provide:

Your business name, activities and locations.
A description of your professional services or property.
Relevant revenue, asset and replacement-value information.
Existing policy schedules and renewal dates.
Claims history and relevant circumstances.
Contracts or other documents containing insurance requirements.

Request an insurance quote to begin the discussion.

About Clarke Lyons Insurance

Clarke Lyons Insurance is an Australian-owned insurance brokerage based in Bondi Junction, Sydney. We assist individuals, businesses and organisations with a range of general insurance enquiries.

Clarke Lyons Insurance Pty Ltd is a Corporate Authorised Representative of Insurance Advisernet Australia Pty Ltd, AFSL 240549, Corporate Authorised Representative number 1280767.

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Insurance Broker Australia FAQs

Does Clarke Lyons assist clients outside Sydney?

Yes. Clarke Lyons is based in Sydney and assists clients across Australia. Enquiries can be discussed by phone and email, with available insurance assessed against the individual risk.

What is the difference between an insurance broker and an insurer?

A broker helps you assess requirements, explore available insurance and understand the terms being offered. The insurer issues the policy and assesses claims under its terms. Ask your broker about the agreed scope of service.

Can I review several insurance policies together?

Yes. An enquiry can cover several insurance needs, such as professional indemnity, public liability, cyber and business property. Reviewing them together can help identify questions about gaps, overlapping provisions and inconsistent business descriptions.

Does an insurance broker compare every insurer in Australia?

A broker’s comparison does not necessarily include every insurer or product. Ask which markets will be approached and how the available options will be assessed.

How much does it cost to use an insurance broker?

Remuneration may include commissions, fees or both. Ask for the applicable disclosures and total quoted costs before deciding to proceed.

Can a sole trader use an insurance broker?

Yes. Sole traders can enquire about insurance suited to their services, assets, contracts and liability exposures. The appropriate cover depends on the work performed.

Can Clarke Lyons help with an insurance claim?

Clarke Lyons provides claims support within the agreed service. Notify the relevant insurer or broker promptly and follow the policy’s claims requirements. Cover and payment remain subject to the policy and the circumstances of the claim.

Where should I start if I do not know which insurance I need?

Start with a description of your business, services, assets and contractual responsibilities. Clarke Lyons can help you identify the insurance questions to assess and direct you to relevant cover information.

Speak with Clarke Lyons Insurance

Find the relevant service above or contact our team to discuss your insurance requirements.

Phone: 1300 18 13 12
Email: gareth@clarkelyons.com.au
Office: Level 7, 35 Spring Street, Bondi Junction NSW 2022

Request an Insurance Quote

This page provides general information. Available cover is subject to insurer acceptance and the applicable policy terms, conditions, limits and exclusions.

Let’s Work Together

Get in touch so we can start working together.