Welcome to Clarke Lyons Insurance
TRUST ADVICE CHOICE PARTNERSHIP
ABOUT US
Insurance is an essential part of every business. It can however be very confusing, which is why choosing the right insurance partner is vital.
At Clarke Lyons we are focused on making general insurance clearer and easier for you to understand.
We do not push specific products or insurers, but rather work with you to gain an understanding of your business and your requirements.
We are then able to provide custom-designed risk solutions enabling you to do what you do best – grow and build your own business - without the fear of interruption or loss.
Our Services
Professional Indemnity
Samantha
May
Marketing Executive
Professional Indemnity (PI) Insurance isn’t just limited to typical ‘professions’ such as accountants, engineers, lawyers, doctors and architects. Essentially, anybody providing advice or consultancy services for a fee has an exposure that needs to be considered. Even something as simple as providing casual advice about the use of a product, for example, could leave your business exposed.
Directors and Officers and Management Liability Insurance
Samantha
May
Marketing Executive
Many small and medium-sized business owners think they don’t need Directors & Officers (D&O) Insurance as it’s only relevant to large multi-national companies. However, D&O insurance is just as important to SME’s as any other business. D&O Insurance protects the personal assets of business owners and managers who run companies, as they are personally liable for any decision, action or inaction they make within the business. It can in some cases protect the entity itself.
Strata Insurance
Samantha
May
Marketing Executive
Every owners’ corporation (also known as the body corporate) is obliged to take out Strata Insurance to cover the building, common property and common area contents of a strata scheme. Insurance is available for both residential strata and commercial strata properties.
Prestige Home
Insurance
Samantha
May
Marketing Executive
For most people, the family home is the largest asset they’ll ever own. This means it is essential to protect it, inside and out, with the right insurance cover. After all, no one wants to discover they’re inadequately insured when it’s too late.
Information Technology Liability Insurance
Samantha
May
Marketing Executive
Information Technology Liability (ITL) insurance protects you against the legal liability occurring due to the failure of your IT product, the service you provide or the advice you give. ITL Insurance combines Professional Indemnity and Public/Product Liability.
SME Business Insurance
Samantha
May
Marketing Executive
Business Insurance is used by many businesses, but it’s best suited to SME-type operators. It provides invaluable protection against a range of insured events, from equipment and assets to legal liability, reducing financial uncertainty and protecting your livelihood and your workforce in the event of an incident.
Business Interruption Insurance
Samantha
May
Marketing Executive
From your family and employees to customers and suppliers, there are a lot of people who depend on your business opening its doors each day. Business interruption insurance is designed to protect you – and them – from losses caused by an insured event or incident that forces you to close your premises for an extended period of time. It effectively returns your business to the same financial position it was in before the event occurred, allowing the quickest possible resumption of normal business.
Commercial Property Owners Insurance
Samantha
May
Marketing Executive
As with most insurance policies, Commercial Landlords Insurance policies vary depending on the nature of the business of your tenants and can be customised to provide you with coverage to protect your individual property. The policy can ensure the property itself, potential loss of rent, liability, theft and many other essential covers.
Marine and Cargo Insurance
Samantha
May
Marketing Executive
Do you operate a marine business and/or transport goods? Marine Insurance is designed to provide peace of mind when you have a ship or vessel that requires insurance, or you are moving cargo across sea, land or air.
Cyber Insurance
Samantha
May
Marketing Executive
Technology has never been so deeply entwined in our businesses. While it delivers significant efficiencies and convenience, it also comes with significant cyber risks. Many business owners don’t fully understand how their business could be attacked. While others think they don’t have cyber exposure at all, due to their industry or size. The reality is anybody who collects data or uses a computer with the internet is at risk. Something as simple as an employee clicking on the wrong link, sending an email to the wrong person or using a corrupted website could leave your entire system exposed. Cyber Insurance is one of your best forms of defence.
Contract Works Insurance
Samantha
May
Marketing Executive
Contract Works Insurance provides cover for any physical damage of works or third-party liabilities during construction stages of a project.
Liability Insurance
Samantha
May
Marketing Executive
Despite the very best of intentions, accidents can still happen in any business. Public and Product Liability Insurance protects you against claims for personal injury or damage to a third party.
CONTACT US
45 Denison Street, Bondi Junction, NSW, 2022
gareth@clarkelyons.com.au Tel: +61 415 616 255