Marine & Cargo Insurance: Protecting Your Goods in Transit

What Is Marine & Cargo Insurance?

Marine & Cargo Insurance covers loss or damage to goods while they are being transported domestically or internationally. This includes shipping by:

• Sea (Marine Cargo)

• Air (Air Freight)

• Land (Inland Transit)

  
  

The policy can also cover warehousing and loading/unloading risks, depending on your supply chain.

Who Needs It?

If your business imports, exports, or moves goods, you should strongly consider Marine & Cargo Insurance. This includes:

• Importers & exporters

• Freight forwarders

• Manufacturers & wholesalers

• Retailers with supply chains

• E-commerce businesses using international shipping

What Does It Cover?

A tailored Marine & Cargo policy may cover:

• Loss or damage to goods in transit

• Theft, fire, or accidents

• Weather-related damage

• Loading/unloading risks

• Storage during transit

• General average (shared shipping losses)

Optional extensions can include delay in transit, customs duty, and war/strike coverage for high-risk areas.

Why It Matters

Even with reliable carriers, things can go wrong:

• Ships can encounter storms

• Containers can be dropped or lost

• Goods can be delayed or damaged

• Warehouses can suffer fire or theft

Standard carrier liability is limited and often doesn’t cover the full value of your goods — which is why having your own policy ensures control and peace of mind.

Why Clarke Lyons?

At Clarke Lyons, we:

• Tailor policies to your exact supply chain and risk profile

• Work with leading Australian and global insurers

• Provide quick turnaround on quotes and claims support

• Help you understand your exposure and coverage options clearly

  
  

Need a Quote?

Whether you're shipping bulk commodities, fragile items, or niche products, Clarke Lyons can arrange Marine & Cargo Insurance that fits your needs. Talk to our team today for an obligation-free quote.